
Financial Support Options for 19+ Learners
Welcome to SGS College, the Money Management Service are a unique team dedicated to providing you with information, advice and guidance on the financial support that is available while you study. Don’t be left worrying about the cost of college life, we offer a variety of internal and external schemes that may be able to support 19+ learners looking to study with us.
Return to Main Financial Support PageIf you are studying a level 3 or above course, you may also be interested in one or more of these financial support options:
National Skills Fund Offer (New) The Advanced Learner Loan Level 3 EntitlementLegal Entitlements
Am I Eligible?
If you do not already hold a full Level 2/3 qualification, you may be eligible to apply for an entitlement if you are aged 19-23 at the start of the course. This could mean that all your course costs (excluding optional trip fees) are waived. You will need to meet the full Education Skills Funding Agency eligibility criteria and be studying a course that is eligible for this scheme.
What Will I Get?
If awarded, the Legal Entitlement will pay for:
- Tuition Fees
- Exam Fee
- Any Invoiced Material Fees
The payment will be made directly to the department you are completing the course with.
PLEASE NOTE: If you leave the course before completing the qualifying period for funding, then you may be liable for your course fees.
Benefit Fee Waivers
Am I Eligible?
You may be eligible for funding if you are:
- Aged 19+ on the first day of your course
- Completing a level 2 or below course
- In receipt of an approved state benefit in your own name and earned income from employment (disregarding benefits) is less than £345 a month, (if you are the sole adult in the benefit claim), or £552 a month (if you have a joint benefit claim with your partner)
- Studying a course that is eligible for this scheme
- Have settled status, have been an ordinary resident in the UK for at least 3 years prior to the start date of the course, or be in one of the exception groups
PLEASE NOTE: If you are aged 19-23 you can only study a level 2 course on this offer if you already have a Full Level 2 or above.
What Will I Get?
If awarded, the Benefit Waiver will pay for:
- Tuition Fees
- Exam Fee
- Any Invoiced Material Fees
The payment will be made directly to the department you are completing the course with.
PLEASE NOTE: If you leave the course before completing the qualifying period for funding, then you may be liable for your course fees.
Low Income Fee Waivers
Am I Eligible?
You may be eligible for funding if you are:
- Aged 19+ on the first day of your course
- Completing a level 2 or below course
- Be Employed/Self Employed
- Be earning less than £18,525 annual gross income( per annum) if you live within an Education and Skills Funding Agency (ESFA) funding area, or £19,305 per annum if you live within the West of England Combined Authority , (WECA) funding area.
- Studying a course that is eligible for this scheme
- Have settled status, have been an ordinary resident in the UK for at least 3 years prior to the start date of the course, or be in one of the exception groups
CLICK HERE TO FIND OUT IF YOU ARE IN A WECCA OR ESFA AREA
PLEASE NOTE: If you are aged 19-23 you can only study a level 2 course on this offer if you already have a Full Level 2 or above.
What Will I Get?
If awarded, the Low Income Waiver will pay for:
- Tuition Fees
- Exam Fee
- Any Invoiced Material Fees
The payment will be made directly to the department you are completing the course with.
PLEASE NOTE: If you leave the course before completing the qualifying period for funding, then you may be liable for your course fees.
National Skills Fund/Courses for Jobs Offer
Am I Eligible?
What is the National Skills Offer?:
This offer is a part of the Government’s Plan for Jobs and is designed to remove the age constraints and financial barriers for adults looking for their first level 3 qualification so they and access training to enable them to progress. Qualifications on the offer have been identified to help improve job prospects.
To be eligible you must be:
- Aged 19+ on the first day of your course and either be taking your first level 3 (or above) qualification, or be unemployed or earning below the national living wage.
- Completing a level 3 course that is on the National Skills offer
- Have settled status, have been an ordinary resident in the UK for at least 3 years prior to the start date of the course, or be in one of the exception groups
What Will I Get?
If awarded, the National Skills Offer will pay for:
- Tuition Fees
You do not need to apply for this scheme. The College will determine your eligibility upon receipt of your application.
Eligible Courses
You can easily discover what courses are eligible when visiting our study areas. Our NSF icon will display next to any courses that are accepting the new scheme.
19+ Advanced Learner Loan
Am I Eligible?
Advanced learner loan explained Click here
Before applying for an Advanced Learner Loan check you are not eligible for a Legal Entitlement or could be funded via the National Skills offer. If you choose to apply for a loan rather than exercising your entitlement, this may mean that you have given up your right to exercise your entitlement to AEB funding in future.
To be eligible you must be:- aged 19+ on the first day of your course
- completing a level 3,4,5 or 6 qualification
- have settled status, have been an ordinary resident in UK for at least 3 years prior to the start date of the course, or are in one of the exception groups
If you pay for an Access to HE course using an Advanced Learner Loan and then go on to complete a higher education course, the Student Loans Company will write off the balance on the Advanced Learner Loan.
To apply you will need a 'Learning and Funding' letter', which will contain all the relevant details you need to make your application. This letter will be emailed to you, along with your invoice, as soon as you have been enrolled. To apply, or for further information click Here. If you require any assistance then please contact the MMS team.
What Will I Get?
Advanced Learner Loans are similar to higher education loans, helping students to pay for tuition fees rather than having to pay upfront.
- Please be aware that your loan may be equal or slightly less than your course fee.
- Payments are made to the College monthly based on your attendance.
- If you leave your course, your loan will stop and you will be responsible for paying any outstanding money owed to the College.
- You will only need to start to repay the loan once you have finished your course and are earning over £27,295 a year.
Useful links:
19+ Advanced Learner Loan and Hardship Bursaries
Am I Eligible?
To be eligible, learners must:- be aged 19 or over on the 31 August of the year of study;
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be able to demonstrate a total household income of under £30,000 per financial year through employment or state benefits (as well as other adults in the household).
Please Note: if you are in receipt of any state benefits it is your responsibility to inform the Department for Work and Pensions (DWP) about any learner support you receive from us, as the learner support payment may impact those benefits. - have an approved 19+ Advanced Learner Loan to be eligible for the advanced learner loan bursary.
What Will I Get?
The amount of your bursary award will be based on your individual needs and circumstances and will be constructed of 2 potential elements:
- Support towards the cost of materials/ equipment: A one off payment to be paid directly into your designated bank account, or, if applicable, paid directly to the Department.
- A monthly cash sum: to support with travel and other college related costs.
*Please be aware that any monthly monetary awards will be paid based on attendance (90%).
Check Eligibility For ChildcareChildcare Support
Am I Eligible?
To be eligible:- You must have been awarded the 19+ Hardship or the 19+ Advanced Learner Loan Bursary.
- Be aged 21 or over. If 20 and under, refer to the Care2Learn scheme to help with childcare costs up to the value of £2,000. Click here to find out more.
You can apply for childcare support when applying for a bursary. Just click, "yes" when asked if you are interested in childcare support, and an additional questionnaire will be generated that you can complete and submit separately to the bursary application.
What Will I Get?
Any award will be based on the number of childcare hours needed up to the value of £2,000.
Learners with an Education and Health Care Plan (EHCP)
Am I Eligible?
Students with an approved education and health care plan, who are aged 25 or under on the 31st August 2020 are eligible for the 16-18 bursary.
This means that:- No course fees will be payable (With the exception of non-essential trips).
- The bursary award will be in line with the 16-18 bursary allocation strategy.
- Free college meals can be applied for.
What Will I Get?
Find Out More About 16-18 BursariesWelsh Government
Learning Grant
Am I Eligible?
The Welsh Government Learning Grant is an income-assessed grant of up to £1500 for 19+ students that aims to encourage residents of Wales to continue with their education where otherwise this may not be possible. Applications are only available via Student Finance Wales, who have full control over the outcome of your application. Click here to apply.
What Will I Get?
Information Coming Soon